Holidays and bank closures (2026) - Karat Help Center

Holidays Karat observes

• New Years Day Thursday, January 1, 2026
• Martin Luther King Jr. Day Monday, January 19, 2026
• President’s Day Monday, February 16, 2026
• Memorial Day Monday, May 25, 2026
• Juneteenth Friday, June 19, 2026
• Independence Day Saturday, July 4, 2026 (Observed on July 3rd)
• Labor Day Monday, September 7, 2026
• Indigenous Peoples’ Day Monday, October 12, 2026
• Veterans Day Wednesday, November 11, 2026
• Thanksgiving Day Thursday, November 26, 2026
• Christmas Day Friday, December 25, 2026

If a holiday falls on a weekend, it is typically observed on the nearest weekday:

• Saturday holidays are observed on Friday
• Sunday holidays are observed on Monday

Support response times may also be impacted during federal holidays. Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.