## Holidays Karat observes

- **New Years Day** Thursday, January 1, 2026
- **Martin Luther King Jr. Day** Monday, January 19, 2026
- **President’s Day** Monday, February 16, 2026
- **Memorial Day** Monday, May 25, 2026
- **Juneteenth** Friday, June 19, 2026
- **Independence Day** Saturday, July 4, 2026 (Observed on July 3rd)
- **Labor Day** Monday, September 7, 2026
- **Indigenous Peoples’ Day** Monday, October 12, 2026
- **Veterans Day** Wednesday, November 11, 2026
- **Thanksgiving Day** Thursday, November 26, 2026
- **Christmas Day** Friday, December 25, 2026

If a holiday falls on a weekend, it is typically observed on the nearest weekday:

- Saturday holidays are observed on Friday
- Sunday holidays are observed on Monday

Support response times may also be impacted during federal holidays. _Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA._