Reapplying after a declined application - Karat Help Center

Reapplying

If your circumstances have changed or you have additional information that was not included in your original application, you’re welcome to reapply. While we cannot guarantee approval, we will review any new information provided as part of your updated application. Before reapplying, we recommend:

• Reviewing our eligibility requirements
• Ensuring your business formation documents are accurate and up to date
• Confirming your EIN documentation (if applicable)
• Verifying that all required identification is valid
• Ensuring all application information is complete and accurate

Submitting complete and accurate information can help prevent delays during review. Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.