## Karat Payments - Supported Payment Methods

Karat Payments supports payouts to recipients in 100+ countries. Available methods and fees vary by location.

## Domestic (U.S.) Payment Methods

| Method                  | Delivery Time       |
|-------------------------|---------------------|
| ACH bank transfer       | 2–3 business days   |
| Karat account           | Instant             |
| PayPal                  | Nearly instant      |
| Crypto                  | Nearly instant      |

## International Payment Methods

| Method                                      | Delivery Time                                         |
|---------------------------------------------|------------------------------------------------------|
| International bank transfer (through local banks) | Varies by country; instant available in 100+ countries |
| SWIFT wire transfer                         | 1–5 business days                                  |
| PayPal                                      | Nearly instant                                      |
| Crypto                                      | Nearly instant                                      |

## Supported Countries

| Country                                   | Local Bank Rail           | PayPal | Crypto |
|-------------------------------------------|---------------------------|--------|--------|
| Abkhazia                                  | Yes (Real-time available) | Yes    | Yes    |
| Albania                                   | Yes (Real-time available) | Yes    | Yes    |
| Algeria                                   | Yes (Real-time available) | Yes    | Yes    |
| American Samoa                            | Yes (Real-time available) | Yes    | Yes    |
| Andorra                                   | Yes (Real-time available) | Yes    | Yes    |
| Angola                                    | Yes (Real-time available) | Yes    | Yes    |
| Anguilla                                  | Yes (Real-time available) | Yes    | Yes    |
| Antarctica                                | Yes (Real-time available) | Yes    | Yes    |
| Antigua and Barbuda                       | Yes (Real-time available) | Yes    | Yes    |
| Argentina                                  | Yes (Real-time available) | Yes    | Yes    |
| Armenia                                   | Yes (Real-time available) | Yes    | Yes    |
| Aruba                                      | Yes (Real-time available) | Yes    | Yes    |
| Australia                                  | Yes (Real-time available) | Yes    | Yes    |
| Austria                                   | Yes (Real-time available) | Yes    | Yes    |
| Azerbaijan                                | Yes (Real-time available) | Yes    | Yes    |
| Bahamas                                   | Yes (Real-time available) | Yes    | Yes    |
| Bahrain                                   | Yes (Real-time available) | Yes    | Yes    |
| Bangladesh                                | Yes (Real-time available) | Yes    | Yes    |
| Barbados                                  | Yes (Real-time available) | Yes    | Yes    |
| Belgium                                   | Yes (Real-time available) | Yes    | Yes    |
| Belize                                    | Yes (Real-time available) | Yes    | Yes    |
| Benin                                     | Yes (Real-time available) | Yes    | Yes    |
| Bermuda                                   | Yes (Real-time available) | Yes    | Yes    |
| Bhutan                                    | Yes (Real-time available) | Yes    | Yes    |
| Bolivia                                   | Yes (Real-time available) | Yes    | Yes    |
| Bosnia and Herzegovina                    | Yes (Real-time available) | Yes    | Yes    |
| Botswana                                  | Yes (Real-time available) | Yes    | Yes    |
| Brazil                                     | Yes (Real-time available) | Yes    | Yes    |
| British Indian Ocean Territory             | Yes (Real-time available) | Yes    | Yes    |
| British Virgin Islands                     | Yes (Real-time available) | Yes    | Yes    |
| Brunei                                    | Yes (Real-time available) | Yes    | Yes    |
| Bulgaria                                  | Yes (Real-time available) | Yes    | Yes    |
| Burkina Faso                              | Yes (Real-time available) | Yes    | Yes    |
| Cambodia                                  | Yes (Real-time available) | Yes    | Yes    |
| Cameroon                                  | Yes (Real-time available) | Yes    | Yes    |
| Canada                                    | Yes (Real-time available) | Yes    | Yes    |
| Cape Verde                                | Yes (Real-time available) | Yes    | Yes    |
| Cayman Islands                             | Yes (Real-time available) | Yes    | Yes    |
| Chad                                      | Yes (Real-time available) | Yes    | Yes    |
| Chile                                     | Yes (Real-time available) | Yes    | Yes    |
| China                                     | Yes (Real-time available) | Yes    | Yes    |
| Christmas Island                           | Yes (Real-time available) | Yes    | Yes    |
| Cocos (Keeling) Islands                   | Yes (Real-time available) | Yes    | Yes    |
| Colombia                                   | Yes (Real-time available) | Yes    | Yes    |
| Congo                                      | Yes (Real-time available) | Yes    | Yes    |
| Cook Islands                               | Yes (Real-time available) | Yes    | Yes    |
| Costa Rica                                | Yes (Real-time available) | Yes    | Yes    |
| Côte d'Ivoire                             | Yes (Real-time available) | Yes    | Yes    |
| Croatia                                    | Yes (Real-time available) | Yes    | Yes    |
| Cuba                                      | Yes (Real-time available) | Yes    | No     |
| Curacao                                    | Yes (Real-time available) | Yes    | Yes    |
| Cyprus                                     | Yes (Real-time available) | Yes    | Yes    |
| Czech Republic                             | Yes (Real-time available) | Yes    | Yes    |
| Denmark                                    | Yes (Real-time available) | Yes    | Yes    |
| Djibouti                                   | Yes (Real-time available) | Yes    | Yes    |
| Dominica                                   | Yes (Real-time available) | Yes    | Yes    |
| Dominican Republic                         | Yes (Real-time available) | Yes    | Yes    |
| Ecuador                                   | Yes (Real-time available) | Yes    | Yes    |
| Egypt                                      | Yes (Real-time available) | Yes    | Yes    |
| El Salvador                                | Yes (Real-time available) | Yes    | Yes    |
| Equatorial Guinea                          | Yes (Real-time available) | Yes    | Yes    |
| Estonia                                   | Yes (Real-time available) | Yes    | Yes    |
| Ethiopia                                    | Yes (Real-time available) | Yes    | Yes    |
| Falkland Islands (Islas Malvinas)        | Yes (Real-time available) | Yes    | Yes    |
| Faroe Islands                              | Yes (Real-time available) | Yes    | Yes    |
| Fiji                                       | Yes (Real-time available) | Yes    | Yes    |
| Finland                                    | Yes (Real-time available) | Yes    | Yes    |
| France                                     | Yes (Real-time available) | Yes    | Yes    |
| French Guiana                              | Yes (Real-time available) | Yes    | Yes    |
| French Polynesia                           | Yes (Real-time available) | Yes    | Yes    |
| Gabon                                      | Yes (Real-time available) | Yes    | Yes    |
| Gambia                                     | Yes (Real-time available) | Yes    | Yes    |
| Georgia                                    | Yes (Real-time available) | Yes    | Yes    |
| Germany                                    | Yes (Real-time available) | Yes    | Yes    |
| Ghana                                      | Yes (Real-time available) | Yes    | Yes    |
| Gibraltar                                   | Yes (Real-time available) | Yes    | Yes    |
| Greece                                     | Yes (Real-time available) | Yes    | Yes    |
| Greenland                                   | Yes (Real-time available) | Yes    | Yes    |
| Grenada                                    | Yes (Real-time available) | Yes    | Yes    |
| Guadeloupe                                  | Yes (Real-time available) | Yes    | Yes    |
| Guam                                        | Yes (Real-time available) | Yes    | Yes    |
| Guatemala                                   | Yes (Real-time available) | Yes    | Yes    |
| Guernsey, Channel Islands                   | Yes (Real-time available) | Yes    | Yes    |
| Guinea                                      | Yes (Real-time available) | Yes    | Yes    |
| Guinea-Bissau                               | Yes (Real-time available) | Yes    | Yes    |
| Guyana                                     | Yes (Real-time available) | Yes    | Yes    |
| Haiti                                      | Yes (Real-time available) | Yes    | Yes    |
| Honduras                                   | Yes (Real-time available) | Yes    | Yes    |
| Hong Kong                                  | Yes (Real-time available) | Yes    | Yes    |
| Hungary                                     | Yes (Real-time available) | Yes    | Yes    |
| Iceland                                     | Yes (Real-time available) | Yes    | Yes    |
| India                                       | Yes (Real-time available) | Yes    | Yes    |
| Indonesia                                   | Yes (Real-time available) | Yes    | Yes    |
| Ireland                                     | Yes (Real-time available) | Yes    | Yes    |
| Isle of Man                                 | Yes (Real-time available) | Yes    | Yes    |
| Israel                                       | Yes (Real-time available) | Yes    | Yes    |
| Italy                                      | Yes (Real-time available) | Yes    | Yes    |
| Jamaica                                      | Yes (Real-time available) | Yes    | Yes    |
| Japan                                       | Yes (Real-time available) | Yes    | Yes    |
| Jordan                                      | Yes (Real-time available) | Yes    | Yes    |
| Kazakhstan                                 | Yes (Real-time available) | Yes    | Yes    |
| Kenya                                       | Yes (Real-time available) | Yes    | Yes    |
| Kosovo                                      | No                       | No     | Yes    |
| Kuwait                                      | Yes (Real-time available) | Yes    | Yes    |
| Latvia                                      | Yes (Real-time available) | Yes    | Yes    |
| Lebanon                                     | Yes (Real-time available) | Yes    | Yes    |
| Libya                                       | Yes (Real-time available) | Yes    | No     |
| Liechtenstein                               | Yes (Real-time available) | Yes    | Yes    |
| Lithuania                                   | Yes (Real-time available) | Yes    | Yes    |
| Luxembourg                                   | Yes (Real-time available) | Yes    | Yes    |
| Malaysia                                    | Yes (Real-time available) | Yes    | Yes    |
| Malta                                      | Yes (Real-time available) | Yes    | Yes    |
| Mauritania                                  | No                        | No     | Yes    |
| Mexico                                      | Yes (Real-time available) | Yes    | Yes    |
| Morocco                                      | Yes (Real-time available) | Yes    | Yes    |
| Netherlands                                 | Yes (Real-time available) | Yes    | Yes    |
| New Zealand                                 | Yes (Real-time available) | Yes    | Yes    |
| Nigeria                                      | Yes (Real-time available) | Yes    | Yes    |
| Norway                                      | Yes (Real-time available) | Yes    | Yes    |
| Pakistan                                    | Yes (Real-time available) | Yes    | Yes    |
| Panama                                      | Yes (Real-time available) | Yes    | Yes    |
| Peru                                        | Yes (Real-time available) | Yes    | Yes    |
| Philippines                                 | Yes (Real-time available) | Yes    | Yes    |
| Poland                                      | Yes (Real-time available) | Yes    | Yes    |
| Portugal                                    | Yes (Real-time available) | Yes    | Yes    |
| Qatar                                       | Yes (Real-time available) | Yes    | Yes    |
| Romania                                     | Yes (Real-time available) | Yes    | Yes    |
| Saudi Arabia                                | Yes (Real-time available) | Yes    | Yes    |
| Serbia                                       | No                        | No     | Yes    |
| Singapore                                    | Yes (Real-time available) | Yes    | Yes    |
| South Africa                                | Yes (Real-time available) | Yes    | Yes    |
| South Korea                                 | Yes (Real-time available) | Yes    | Yes    |
| Spain                                       | Yes (Real-time available) | Yes    | Yes    |
| Sweden                                      | Yes (Real-time available) | Yes    | Yes    |
| Switzerland                                 | Yes (Real-time available) | Yes    | Yes    |
| Taiwan                                      | Yes (Real-time available) | Yes    | Yes    |
| Thailand                                    | Yes (Real-time available) | Yes    | Yes    |
| Turkey                                      | Yes (Real-time available) | Yes    | Yes    |
| United Arab Emirates                        | Yes (Real-time available) | Yes    | Yes    |
| United Kingdom                              | Yes (Real-time available) | Yes    | Yes    |
| United States                               | Yes (Real-time available) | Yes    | Yes    |
| Uruguay                                    | Yes (Real-time available) | Yes    | Yes    |
| Uzbekistan                                  | Yes (Real-time available) | Yes    | Yes    |
| Vietnam                                     | Yes (Real-time available) | Yes    | Yes    |
| Zambia                                      | Yes (Real-time available) | Yes    | Yes    |
| Zimbabwe                                    | Yes (Real-time available) | Yes    | No     |

## Prohibited Countries

| Country                                  | Supported |
|------------------------------------------|-----------|
| Afghanistan                              | ❌        |
| Belarus                                  | ❌        |
| Burundi                                  | ❌        |
| Central African Republic                 | ❌        |
| Comoros                                  | ❌        |
| Cuba                                     | ❌        |
| Democratic Republic of the Congo        | ❌        |
| Eritrea                                  | ❌        |
| Iran                                     | ❌        |
| Iraq                                      | ❌        |
| Lesotho                                   | ❌        |
| Libya                                     | ❌        |
| Myanmar (Burma)                         | ❌        |
| Palestine                                 | ❌        |
| Papua New Guinea                         | ❌        |
| Russia                                   | ❌        |
| Somalia                                   | ❌        |
| South Sudan                              | ❌        |
| Sudan                                   | ❌        |
| Syria                                    | ❌        |
| Ukraine (partial regions)                | ❌        |
| Venezuela                                 | ❌        |
| Yemen                                     | ❌        |
| North Korea                              | ❌        |
