## Documentation Index

Fetch the complete documentation index at: [/llms.txt](https://help.trykarat.com/llms.txt)

Use this file to discover all available pages before exploring further.

Karat Payments is a built-in tool for sending money to creators, contractors,
and partners directly from your Karat account. It handles payments, tax
collection, and tracking in one place.

## What you can do

- Send payments to individual recipients or in bulk
- Pay domestically and internationally
- Collect and manage recipient tax information automatically
- Track payment status in real time
- Record payments made outside of Karat for reporting purposes

## How it works

1. Add funds to your Karat account
2. Create a payment — individual or bulk
3. Recipients are notified and complete a one-time onboarding
4. Payments are processed and tracked automatically

## Who can use Payments?

Payments is available to users with Admin or Manager access.