Legal Policies & Terms of Service | Karat Creator Banking

Legal

Deposit Account Agreement Disclosures

ICS Deposit Placement Agreement

Debit Cardholder Agreement

USA Patriot Act Disclosure

Karat Premium Terms of Use

Card Program Terms

Credit Report Authorization

Electronic Communications Agreement

Personal Guaranty

Privacy Policy

Terms of Use

*Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC, with cards pursuant to a license from Visa USA Inc. The FDIC’s deposit insurance only protects against the failure of an FDIC-insured bank.